Every day, crooks and scammers come up with new ways of gaining access to your bank account information and instantly robbing you of your money. This is why, when surfing the World Wide Web, you should never lose vigilance.

Today Bright Side tells you of the most widespread schemes that criminals use to get inside your pocket. We also offer some useful advice on how to protect yourself and your family!

Online shopping: paying for nonexistent goods and services

The scam works like this: your attention is attracted by some contextual advertising (a special offer on the latest smartphone models; a chance to purchase holiday tickets with a 50% or even 90% discount, etc). You click on the link and leave your contact details on the website. A few minutes later, you are contacted by a girl with a pleasant voice who informs you that there is only one item of the product left in stock, and, unless you want it to be auctioned off, they need a 100% deposit.

Of course, you won’t get what you paid for. At best, you’ll be mailed a knock-off of a famous brand. And when it comes to buying tickets, you’ll likely be booked on a nonexistent flight. What’s absolutely certain is that the full price of the product or service will be instantly taken from your account to end up in some unknown scammer’s purse.

How to protect yourself:

  • You should only buy tickets, goods, or services from websites owned by the manufacturers, authorized sales representatives, or official carriers.

  • Remember that no goods or services can be sold at a price cheaper than the one set by its manufacturer/provider. If some online store offers to sell you a phone you’ve long wanted to buy for a price 2-3 times lower than the one stated on the official manufacturer’s website, be in no doubt: you’re in for a scam.

Philanthropy scams

Donating money to good causes is currently becoming a fashionable trend. Not surprisingly, all kinds of crooks are eager to get in on the action. This type of fraud occurs primarily on social networks in the form of pleas for help.

Usually, the links provided in such posts lead to charities and humanitarian organization databases which contain very real stories of people and animals in need. However, the account numbers listed below are sure to belong to scammers.

How to protect yourself:

  • Remember that charity fundraising is not carried out by means of private or anonymous accounts.

  • A bank account should always contain relevant information. By that, we don’t mean a credit card number but a beneficiary account number, correspondent account details, BIN, TIN, etc.


As for charity appeals from individuals, communication is the only way to determine the truth. In most cases, even a brief conversation can help determine the person’s genuine intentions.